Payment request verification
FunctionOne sets verification steps that confirm payment requests first. A request that seems to come from your CEO still goes through the check.
Payment fraud prevention
Deepfake payment fraud prevention from FunctionOne
Deepfake scams use cloned voices and video of your leaders to request payments or access, and FunctionOne's payment fraud prevention sets verification steps that confirm those requests first. A phone call can sound right and still be fake. We start with a security assessment, then agree scope and response rules with you. FunctionOne works from Syracuse, New York and Tampa, Florida.
Book a security assessment
We'll review your systems and accounts, then agree scope and response rules with you before anything is switched on.
We use your details only to arrange your assessment.
What FunctionOne payment fraud prevention includes
FunctionOne runs these protections as part of fully managed IT, or co-managed beside your in-house IT team.
Access request verification
FunctionOne applies the same verification steps to requests for account access. A cloned voice asking for access still has to pass the check.
Phishing email monitoring
FunctionOne monitors for phishing email sent to your staff.
Stolen password alerts
FunctionOne sends stolen password alerts and sets up multifactor sign-in for your accounts. Multifactor sign-in asks for a second proof beyond the password.
AI tool rules
FunctionOne sets rules for how your staff use AI tools at work.
Around-the-clock security analysts
FunctionOne security analysts watch connected systems around the clock. Behavior analytics and threat intelligence support their work, and analysts confirm findings and act only within response rules you approve.
Reports to leadership
Your leadership team gets a monthly summary and a regular security review from FunctionOne.
Security assessment first
FunctionOne starts with a security assessment of your systems and accounts. We then agree scope and response rules with you before anything is switched on.
Why do payment requests need FunctionOne verification steps?
The FBI IC3 2025 Internet Crime Report, published in 2026, ranks business email compromise as the second-largest loss type reported to the FBI in 2025, after investment fraud. That same FBI IC3 2025 Internet Crime Report lists USD 2,770,151,146 in business email compromise losses for 2024. Leaders who answer to a board, insurer or auditor need a clear way to show how payment requests get checked. FunctionOne gives leadership a monthly summary and a regular security review.
According to the FBI IC3 2025 Internet Crime Report, published in 2026, chat tools now write official-sounding emails that mimic a CEO. Criminals also use voice cloning to request wire payments, the FBI IC3 2025 Internet Crime Report says. That FBI IC3 2025 Internet Crime Report puts AI-linked business email compromise losses above USD 30 million in 2025. We pair phishing email monitoring with payment request checks, so a polished email or a familiar voice still meets a confirmation step.
In a 2024 public service announcement titled Criminals Use Generative Artificial Intelligence to Facilitate Financial Fraud, the FBI IC3 warned that criminals generate video for live chats with alleged company executives. FBI IC3 advice in that 2024 announcement is to hang up and call back on a known number. FunctionOne sets verification steps that confirm payment and access requests first, so a convincing face on a video call still has to pass the check.
How does FunctionOne stop deepfake payment fraud?
FunctionOne starts with a security assessment and agrees the rules with you before any protection goes live.
Security assessment
FunctionOne reviews your systems and accounts before making changes.
Agree scope and rules
We agree scope and response rules with you before anything is switched on.
Set verification steps
FunctionOne sets verification steps that confirm payment and access requests first.
Guard email and sign-ins
Phishing email monitoring, stolen password alerts and multifactor sign-in protect staff accounts. We also set AI tool rules.
Watch and report
Security analysts watch connected systems 24/7 and contain threats only within rules you approve. Leadership gets a monthly summary and a regular security review.
Which FunctionOne safeguard answers each scam tactic?
Match the tricks criminals use with the FunctionOne control that answers them.
| Scam tactic | FunctionOne safeguard |
|---|---|
| A cloned voice asks for a wire payment | Verification steps confirm the payment request first |
| A video of a leader asks for system access | Verification steps confirm the access request first |
| An email appears to come from the CEO | Phishing email monitoring and payment request checks |
| A criminal signs in with a stolen password | Stolen password alerts and multifactor sign-in |
| Suspicious activity starts after hours | Security analysts watch connected systems 24/7 |
Who is FunctionOne payment fraud prevention for?
FunctionOne works from Syracuse, New York and Tampa, Florida with established mid-size and large organizations that have outgrown a help desk.
Owners and executives
Leaders who report to a board, insurer, auditor or parent company get a monthly summary and a regular security review with owners and next steps.
IT directors with teams
Co-managed IT puts FunctionOne beside your in-house IT team, and security stays part of everyday IT work.
Organizations with several offices
FunctionOne runs offices, laptops, phones, servers and cloud from one control point for staff across several offices.
What do leaders ask FunctionOne about deepfake payment fraud?
How do deepfake scams target company payments?
Deepfake scams use cloned voices and video to impersonate leaders and request payments or access. In its 2025 Internet Crime Report, published in 2026, the FBI's IC3 said criminals use voice cloning to request wire payments. FunctionOne sets verification steps that confirm those requests first.
What is business email compromise?
Business email compromise, or BEC, is a scam where criminals pose as a leader by email to get a payment. The FBI IC3 2025 Internet Crime Report (2026) ranked BEC the second-largest loss type reported in 2025, after investment fraud. FunctionOne adds payment request checks.
Is AI making CEO fraud worse?
Yes. The FBI IC3 2025 Internet Crime Report (2026) said chat tools write official-sounding emails that mimic a CEO, and AI-linked BEC losses topped USD 30 million in 2025. FunctionOne answers with phishing email monitoring and verification steps that confirm payment and access requests first.
What should staff do when an executive on a video call asks for money?
Staff should hang up and call back on a known number. The FBI IC3 public service announcement Criminals Use Generative Artificial Intelligence to Facilitate Financial Fraud (2024) gives that advice for video chats with alleged executives. FunctionOne sets verification steps that confirm payment requests first.
What should we do if a fraudulent wire already went out?
Ask your financial institution for a recall at once. The FBI IC3 2025 Internet Crime Report (2026) gives that advice and says the Financial Fraud Kill Chain froze USD 679 million of USD 1.16 billion in attempted theft from Recovery Asset Team cases. FunctionOne's checks confirm requests first.
Can FunctionOne work alongside our in-house IT team?
Yes. FunctionOne offers fully managed IT, or co-managed IT beside an in-house IT team. Both start with a security assessment, where we review systems and accounts, then agree scope and response rules with you before anything is switched on.
Sources
- FBI IC3, 2025 Internet Crime Report, 2026
- FBI IC3, Criminals Use Generative Artificial Intelligence to Facilitate Financial Fraud, 2024